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Why Is Debt Tax Deductible? | Understanding the IRS Rules

Why Is Debt Tax Deductible for Individuals and Businesses? Why is debt tax deductible for some people but not others? The IRS allows certain types of interest payments on debt to be deducted from your taxable income. These deductions aim to encourage spending in areas that help grow the economy, like homeownership, education, and business […]

Woman reviewing documents and using a laptop, possibly checking her IRS debt offset status online.

IRS Debt Offset Number: What It Is and When to Call

IRS Debt Offset Number: Your First Step to Understanding Refund Reductions The IRS debt offset number is a critical tool for taxpayers who discover their refund has been reduced or withheld. If your refund didn’t arrive, or was smaller than expected, calling this number can help you understand why it was taken and what you […]

IRS debt payment options represented by wooden blocks spelling “IRS” on top of U.S. hundred-dollar bills.

IRS Debt Payment: How to Pay Off Tax Debt the Right Way

IRS Debt Payment Plans and Relief Options Explained IRS debt payment doesn’t have to be confusing or overwhelming. If you owe back taxes, the IRS provides several tools and programs to help you resolve your balance. Whether you’re paying in full or setting up a monthly plan, it’s important to act quickly to avoid penalties, […]

Person cutting up a credit card with scissors in front of a laptop

How Is Debt Tax Free? Understanding Loans and IRS Rules

Understanding how is debt tax free under federal tax guidelines How is debt tax free? The answer lies in how the IRS classifies borrowed money. When you take out a loan, whether it’s a mortgage, student loan, or credit card balance, that money isn’t considered income because you’re expected to repay it. As long as […]

Business professionals shaking hands after negotiating tax debt settlement

Tax Debt Negotiation Services: How to Settle with the IRS

How Tax Debt Negotiation Services Help You Settle IRS Debt Tax debt negotiation services can be a lifeline for people struggling with unpaid IRS balances. These services help taxpayers resolve their debt through payment plans, settlement offers, or hardship status. If you’re overwhelmed by penalties, collection letters, or wage garnishments, a qualified negotiation service can […]

Wooden blocks spelling "TAX" on stacked coins with a calculator and mannequin figure—representing IRS debt and financial burden.

Is IRS Debt Public Record? What Tax Liens Mean for You

Is IRS Debt Public Record and When Does It Become Public? Is IRS debt public record? In most cases, it’s not. The IRS generally keeps your tax debt private unless it files a formal public lien. However, if you owe back taxes and don’t pay or settle your balance, the IRS may take steps that […]